In the prologue, I talked about how I made it to the top of the mountain, both personally and emotionally. I was an avid saver, and made sure that the amount of money I laid out never exceeded, or in that fact even met the amounts going out. It as you get to the top of that cliff, and look out over the horizon, that many of us often forget about the long way down.
When I was divorced for the first time I settled into a routine that put away about 20% of each paycheck towards savings. It allowed me to have a rainy day fund, and secured my credit purchases. Basically if I used my zero percent cards I always new that the money in saving s was there to make sure something was paid off before any promotion expired.
When you get comfortable like that, and you see bank accounts growing, it becomes almost natural to become complaisant about finances, I mean after all what to you have to worry about. Like the song says “Life’s like a novel, With the end ripped out”, A lesson that can be very hard to learn. And it can happen to anyone. An excellent blog post form Mommy life, is an excellent example of that fact.
So there I was at the top of the hill looking down, and thinking I would never have to jump off the cliff, I got overly confident. I was doing well and nothing was going to change that. That’s where it all went wrong. I forgot another line from the song, “The edge of a canyon,With only one way down.”
So what is the lesson from part one? Well the words of one of my more frequent commenter’s, Quilly sums it up:
“We live in our false securities not knowing how quickly things can change until they do change.”
I lived there, and learned a valuable lesson. That nothing is absolute.
In the next part of the series, we will talk about my situation, and how I fell off the cliff, and some of the more common reasons others fall. Just remember that until then,
Build Tomorrow.
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The lessons I learned have never left me. I don’t keep up with the Jones. I don’t have newer, better, trendier. I have what I need and a few things I want. After being homeless, I have discovered I can get by on much less than I ever thought.
Quilly´s last blog ..Eternity Diamonds
I am interested in discovering how you fell.
Dr. John´s last blog ..Cooking for Old People
How I fell is almost as interesting as how I hit the bottom!